Affordable Debt Solutions Inc. is a real company incorporated in 1999 (click to check).
We work hard to service our customers in the best possible way and we always look for the best interest of our clients. We like to show who we are and what our credentials are.
Please check our status with the Better Business Bureau (click to check). We are proud to keep a good standing.
If you are shopping around DON'T FORGET TO CHECK OTHER COMPANIES CREDENTIALS AS WELL.
Be aware of scam websites and lead generator companies. They will sell your information several times and you will end up receiving more calls then from collection agencies. Avoid filling out an application at a website without full company information.
We offer you in this site all our credentials and contact information via E-mail, regular mail, fax and telephone number where you can call and contact us ***ALWAYS***
AFFORDABLE DEBT SOLUTIONS INC.
700 WEST HILLSBORO BLVD. BUILDING 1, SUITE 101,
DEERFIELD BEACH - FL - 33441
TOLL FREE NUMBER: 877 237 5922
FAX NUMBER: 954 414 8420
info@affordabledebtsolutionsinc.com
Please check here our PRIVACY POLICY, we comply with the New York State privacy and security policy, one of the most secure policies in the Country.
DEBT SETTLEMENT
Debt settlement is a process used by both debtors and creditors to negotiate a settlement of an existing legal debt to a much lesser amount. A proper and fair debt settlement requires adequate skills, such as those possessed by "debt counselors" to convince the creditors to reduce the ultimate debt amount because it would be in their best interest to get something from the borrower instead of forcing the borrower into bankruptcy.
Debt Management is a program that follows creditor's guidelines. They understand that consumers are willing to keep their bills current but due to financial stress the consumers are getting past due. Therefore they accept repayment proposals, according to their guidelines, to help consumers.
When you are facing financial difficulties the time has to come to receive Credit Counseling services. When you contact us, one of our Certified Financial Counselors will help you determine the best way to approach your situation and will provide you with the best options you may have. In order to do that the CFC assigned to you will look at:
* Your current financial situation.
* Provide you with a detailed review of your income, assets and expenses.
* Provide your options based on your goals, which may include educational materials
* What your options are for you to decide.
At the end of the credit counseling session you will feel good knowing that there are options available and that you are not alone.
A loan modification is where you or your agent negotiates with your lender to modify your existing mortgage to make the terms and payment affordable so you can stay in your home. It is NOT a refinance. In Loan Modification there is typically no credit check, no title search, no appraisal and no closing costs. The loan modification process is focused on your ability to make the revised payments and comply with the modified terms for the mortgage. Many of the things that will disqualify you from doing a refinance will qualify you for doing a loan modification (mortgage modification) . A high Loan-to-Value in today's market will make it difficult for you to refinance. But that same high LTV will help you get a modification because it helps us establish that you have a hardship.
Inaccurate, negative information usually results from sloppy reporting from both creditors and the credit bureaus. False information in your credit report may also appear due to identity fraud. Creditors who ignore their client’s requests for accurate billing do not always respond without the proper methods.
